How it Works

Frequently Asked Questions

How does the CreditSmartPRO service work?

When you sign-up with CreditSmartPRO, you will be instructed how to download your credit reports. You will then enter inaccurate adverse accounts from your reports into the CreditSmartPRO system which in turn will generate customized dispute letters and a campaign timeline. These dispute letters are then mailed by you or eFiled to the Credit Bureaus, your Creditors and/or Collection Agencies. Within 30 days you will record any responses received from your dispute letters into the CreditSmartPRO system. If the inaccurate adverse accounts are not removed within the 1st dispute cycle, CreditSmartPRO will generate follow-up campaigns until the accounts are removed or validated to your satisfaction. As a last resort, CreditSmartPRO will help you settle valid debts in a way increase your credit scores.